1. 15645 POINTS
    Edward HarrisPRO
    Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
    Renter's insurance policies typically do not cover power outages since most of the resulting damage (if any) would apply to the structure. However, it is possible that you may have some coverage to spoiled food from a refrigerator losing power.

    However, appliances that no longer work is generally not covered. You should always, however, ask your broker.
    Answered on June 4, 2013
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