Does Renters Insurance Cover Garage Items?

  1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    Renters insurance covers any property that you own.  If the items are in your garage then they would be covered for any peril covered under your policy.  Do not store valuable items in your garage.  It is usually much easier to break into a garage than a home.
    Answered on May 21, 2013
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  2. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    If the residence you are renting includes a garage, your personal property stored in the garage would be covered if damaged by one of the covered perils.  If the property is stored in a friend’s garage it would be covered to a specified percentage of your personal property limit.  Review your policy to determine that percentage (usually 10%)
    Answered on August 27, 2014
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