Does Renters Insurance Cover Earthquake Damage?

  1. 1909 POINTS
    HDA Insurance Brokerage
    Director, HDA Insurance Brokerage, California
    A standard Renters Insurance policy does not cover the peril of earthquake.   Renters Insurance will protect the insured's personal belongings up to the policy limits provided.   Some insurance carriers in various States will allow the addition of an Endorsement to include the peril of earthquake to the policy thereby including protection to your personal belongings that may be damaged by an Earthquake. 
    Answered on December 30, 2013
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