Does Renters Insurance Cover Damage To A Rental Property?

  1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    It may. Some renters insurance like homeowners insurance do provide some limited coverage for property that you rent. Remember ever policy is different. Please read your policy completely to understand the coverage offered and any exclusions that there may be or contact your local agent to have them go over teh policy with you.
    Answered on September 21, 2013
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  2. 14231 POINTS
    Tom Sheehan
    Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
    Under the Liability portion of your policy, if you damaged the rental property in which you are living, and are held legally liable for that damage, then you would have coverage. This is one of the primary reasons that building owners and landlords may require that you show proof that you have a Renters Policy as a condition of your lease.
    Answered on September 23, 2014
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