Does Renters Insurance Cover Carpet Replacement?

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   David Osgood

   Agent, Rural Mutual Insurance Co., Union Grove, WI

   Only if the damage to the carpet was caused by a covered loss. Be aware you will more than likely still be subject to your policy deductible even if the damage is covered under your policy. Please read your policy completely to understand the coverage provided and any exclusions that there may be.

   Answered on July 3, 2013

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