Does Renters Insurance Cover Broken Computer?

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   Ted Ratliff

   Owner, SFS Associates,

   Renters insurance is not designed to cover a broken computer unless the damage is due to a covered peril.  If your computer is damaged in a fire, is stolen, a windstorm causes a tree to fall into your house, that type of thing.  It is not designed to cover your hard drive crashing or general breakdown due to normal use.

   Answered on May 23, 2013

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