Agent, Rural Mutual Insurance Co., Union Grove, WI
Renters insurance like homeowners insurance provides liability coverage for incidents that may happen to others that you are deemed responsible for ( check your policy for exclusions ). The limits of this coverage are listed within your policy and can vary depending on state and the coverage that you elected to have. The details of your liability coverage would be described within your policy or you can call your local agent to discuss the coverages that you may have inforce.
Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
Renters Insurance has liability coverage as part of the policy. Most polices will have at least a minimum of $100,000 in coverage. So in the event someone wants to sue you claiming you caused or are responsible in some fashion for their bodily injury and/or property damage you policy will respond to the claim.
Renters coverage differs with different insurance companies. Renters insurance from Farmers Insurance provides liability coverage in case you harm another individual or damage their property. Farmers also includes a small coverage of $500 should someone be hurt inside your apartment. Renters insurance through farmers has liability limits that go up to $1,000,000. This is a great product to supplement your auto insurance liability limits.
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Keith Prim - Dallas, TX 214-435-0791