Does Renters Insurance Cover Arson?

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   David G. Pipes, CLU®, RICP®

   Business Development Officer, T.D. McNeil Insurance Services, Fresno, California

   In the all-risk form of a renter's policy, which is the most common form, arson would be a covered cause of loss.  All perils are covered except those specifically excluded and arson doesn't appear on the list.  The coverage would cover the personal property of the insured.  If you have such a policy take photos of all your property.

   Answered on February 12, 2014

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