Does Renters Insurance Cover Air Conditioners?

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   David Osgood

   Agent, Rural Mutual Insurance Co., Union Grove, WI

   An air conditioner would not be covered under a regular renters insurance policy under normal circumstances. If the air conditioner was damaged due to a covered loss then the damage may be covered less your deductible. Read your policy completely to know what coverage is provided and what exclusions there may be or contact your local agent to have them go over the policy with you.

   Answered on June 19, 2013

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