Does Renters Insurance Cover A Broken Refrigerator?

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   David G. Pipes, CLU®, RICP®

   Business Development Officer, T.D. McNeil Insurance Services, Fresno, California

   Your tenant’s policy does not cover a broken appliance.  It does cover an appliance that is damaged as the result of a covered loss.  For example if there was a fire in the kitchen and the refrigerator need to be restored or replaced your tenants policy would have coverage.  There are policies that can be purchased that cover appliances but it is not your tenant’s policy.

   Answered on March 5, 2014

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