1. 80 POINTS
    Joe Allegro
    Partner, Sitar Insurance Agency, Iselin, NJ
    Your renters coverage will cover your possessions if the water damage is from a covered peril such as a broken pipe, but will not cover you from damage due to a flood from rising waters. In order to be covered for damage from a flood, you will need to purchase a renters flood policy.
    Answered on February 23, 2014
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