Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
Typically, inhalers (and the drugs administered by inhalers) are covered under Medicare Part D and not original Medicare (Parts A & B).
A nebulizer used at home may be covered under Part B as durable medical equipment, however, traditional inhalers and other inhalation type drugs would be covered under Part D.
If you're under original Medicare (and have/don't have a Medicare Supplement plan) and would like to have coverage for your inhalers (and the drugs administered by them), you should secure a stand-alone Part D prescription drug plan to have them covered. If you're on Medicare Advantage instead, check to see if your plan includes prescription drug coverage as it may cover the inhalers as well.
Please note, whichever type of health plan structure you have, drug coverage will have a shared cost involved. Be sure to check with your carrier to see how the inhalers will be covered and how much.
I hope the information is helpful - please feel free to contact me with any other questions. Thanks very much.
Medicare Insurance, Colorado Medicare Choices, Colorado Springs, Colorado
Under Medicare, inhalers are covered under your Part D (Prescription Drug Insurance Coverage). Having said that, every Medicare Authorized Part D plan has a Drug List (Formulary) it is the formularies with each Part D Plan that you need to check to see if your inhaler(s) are covered. Ever Drug Company is required to cover specific classes of drugs such as, antibiotics, heart medicine, pain medicine and so forth however, the Drug Company can select which brand name and which generic drugs they want on their drug list (Formulary). This is why you need to check the formularies with the companies you are looking at to cover your prescription drugs. If you go to www.medicare.gov you can check the companies that offer Part D and Part C (includes your D) plans and submit a list of your drugs on the website to see which ones cover your prescriptions and at what cost.
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A nebulizer used at home may be covered under Part B as durable medical equipment, however, traditional inhalers and other inhalation type drugs would be covered under Part D.
If you're under original Medicare (and have/don't have a Medicare Supplement plan) and would like to have coverage for your inhalers (and the drugs administered by them), you should secure a stand-alone Part D prescription drug plan to have them covered. If you're on Medicare Advantage instead, check to see if your plan includes prescription drug coverage as it may cover the inhalers as well.
Please note, whichever type of health plan structure you have, drug coverage will have a shared cost involved. Be sure to check with your carrier to see how the inhalers will be covered and how much.
I hope the information is helpful - please feel free to contact me with any other questions. Thanks very much.