1. 11498 POINTS
    Jason Goldenzweig
    Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
    Technically, you don't have to enroll in Medicare. It's just very cost advantageous for healthcare expenses. Original Medicare (Parts A & B) pay for about 80% of your healthcare expenses and you can have the other 20% covered by adding a Medigap plan - a Part D plan can cover prescription costs (you would have cost-sharing for prescriptions).

    If you're not on group coverage through your employer (if you're still working) and still have a traditional under 65 health plan, you will likely be spending a lot more on your health insurance compared to your Medicare coverage.

    Please feel free to contact me for further assistance. Thanks very much.
    Answered on May 13, 2014
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