You can buy Medigap insurance direct through a carrier or use the services of an independent agent that represents several different Medigap carriers.
When you buy direct from the carrier you pay the same price as working with an agent. The drawback to dealing direct is you will only be told about that carrier's plans, you have no idea if the person you are talking to is knowledgeable about Medicare or if they were working at a fast food restaurant last month.
When it comes to service you call an 800 number and hope a real person answers the phone that can help you. Most likely you will be routed to voice mail and then wait on someone to call you back.
If you work through an independent agent you have the opportunity to check them out and get an idea if they understand the Medicare market enough to advise you, or if they are simply pushing products in hopes of earning a commission.
I tell people how long I have been in the industry (37 years), which carriers I represent, and spend time listening to their questions and providing verbal and written answers. On several occasions I have been told that they learned more from me in 15 minutes than hours spent with numerous agents who insisted on coming to their home and then had to be told to leave.
The method that works for you is the one you should pick.
#GeorgiaMedigapPlanRates #GeorgiaMedicarePlans #GaMedigapQuotes
There are several of the "A" rated insurance carriers that offer Medigap Insurance such as Mutual of Omaha, AARP United Healthcare, Humana and Aetna to name a few. However, the best place to buy Medigap Insurance is through an independent agent that specializes in Medigap. The agent will be able to show you plans from all the major carriers and help match your needs to the plan that will best fit your situation. It will make the process so much easier for you plus it is much easier to get in touch with the agent if there is an issue rather than sitting on a customer service line all day. There is no fee to you to use an independent agent.
I would be happy to answer any other questions you have.
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When you buy direct from the carrier you pay the same price as working with an agent. The drawback to dealing direct is you will only be told about that carrier's plans, you have no idea if the person you are talking to is knowledgeable about Medicare or if they were working at a fast food restaurant last month.
When it comes to service you call an 800 number and hope a real person answers the phone that can help you. Most likely you will be routed to voice mail and then wait on someone to call you back.
If you work through an independent agent you have the opportunity to check them out and get an idea if they understand the Medicare market enough to advise you, or if they are simply pushing products in hopes of earning a commission.
I tell people how long I have been in the industry (37 years), which carriers I represent, and spend time listening to their questions and providing verbal and written answers. On several occasions I have been told that they learned more from me in 15 minutes than hours spent with numerous agents who insisted on coming to their home and then had to be told to leave.
The method that works for you is the one you should pick.
#GeorgiaMedigapPlanRates #GeorgiaMedicarePlans #GaMedigapQuotes
I would be happy to answer any other questions you have.