Independent Agent & Medicare Supplement Specialist, reMEDIGAP, USA
In terms of Original Medicare, most people who are citizens or permanent residents of the United States can get premium free Medicare Part A (hospital insurance) at age 65 or older.
At age 65, you are eligible if:
You receive or are eligible for Social Security benefits.
You receive or are eligible to receive railroad retirement benefits.
You or your spouse (living or deceased, including divorced spouses) worked long enough in a government job and paid Medicare taxes.
You are the dependent parent of a fully insured deceased child.
Before age 65, you are eligible for free Medicare Part A (hospital insurance) if:
You’ve been entitled to receive Social Security disability benefits for 24 months.
You receive a disability pension from the railroad retirement board and meet certain conditions.
If you receive Social Security disability benefits because you have Lou Gehrig’s disease.
You worked long enough in a government job and paid Medicare taxes and you meet Social Security disability program requirements.
You are the child or widow(er) age 50 or older. This includes a divorced widow(er), of someone who has worked long enough in a government job where Medicare taxes were paid and you meet the Social Security disability program requirements.
You receive maintenance dialysis or a kidney transplant because you have permanent kidney failure.
You are eligible for or you already receive monthly benefits under Social Security or the railroad retirement system.
You have met the required amount of time working in a Medicare covered government job.
You are the child or spouse (also includes a divorced spouse) of a worker (living or deceased) who has worked long enough under Social Security or in a government (Medicare-covered) job.
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At age 65, you are eligible if:
You receive or are eligible for Social Security benefits.
You receive or are eligible to receive railroad retirement benefits.
You or your spouse (living or deceased, including divorced spouses) worked long enough in a government job and paid Medicare taxes.
You are the dependent parent of a fully insured deceased child.
Before age 65, you are eligible for free Medicare Part A (hospital insurance) if:
You’ve been entitled to receive Social Security disability benefits for 24 months.
You receive a disability pension from the railroad retirement board and meet certain conditions.
If you receive Social Security disability benefits because you have Lou Gehrig’s disease.
You worked long enough in a government job and paid Medicare taxes and you meet Social Security disability program requirements.
You are the child or widow(er) age 50 or older. This includes a divorced widow(er), of someone who has worked long enough in a government job where Medicare taxes were paid and you meet the Social Security disability program requirements.
You receive maintenance dialysis or a kidney transplant because you have permanent kidney failure.
You are eligible for or you already receive monthly benefits under Social Security or the railroad retirement system.
You have met the required amount of time working in a Medicare covered government job.
You are the child or spouse (also includes a divorced spouse) of a worker (living or deceased) who has worked long enough under Social Security or in a government (Medicare-covered) job.