Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
If you signed up for Medicare Part A & Part B during your initial enrollment period, then your effective date will be either the first of the month you turn 65 (this is the case for most individuals) or 2 or 3 months after (if you signed up after the month you turned 65).
If you decided to wait because you were still working (e.g. on a group health plan through your employer), then you may be eligible for a special enrollment period and set up an effective date for the first of the following month (you'll likely need to complete the Part B enrollment at your local social security office).
If you decided to wait on signing up for Part B and do not have a special enrollment period, then you would be looking at signing up during the general enrollment period (January 1-March 31 of each year). If you're signing up during this window, then your effective date would be July 1.
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If you decided to wait because you were still working (e.g. on a group health plan through your employer), then you may be eligible for a special enrollment period and set up an effective date for the first of the following month (you'll likely need to complete the Part B enrollment at your local social security office).
If you decided to wait on signing up for Part B and do not have a special enrollment period, then you would be looking at signing up during the general enrollment period (January 1-March 31 of each year). If you're signing up during this window, then your effective date would be July 1.