1. 440 POINTS
    Albert Rasmussen
    owner, retireright, sc
    Medigap insurance is another name for med-supplemental insurance one in the same. You can apply three months prior to your 65 th birthday. You must have your card from parts A and B of Medicare to use on the application. You can apply all the way to 3 months after your 65 th birthday. So the total window is 6 months of course its not effective till the day of your birthday.
    Answered on September 15, 2014
  2. 1976 POINTS
    Ronald Hinch
    Regional Marketing Director, Capital Choice Financial Group,
    To insure that you by pass underwriting of a medigap policy you must apply during open enrollment which is 3 months before and 3 months after your 65th birthday. This is a one-time guaranteed enrollment period and if it is missed then you will have to answer medical questions and go through underwriting risking being turned down for coverage.
    Answered on April 26, 2016
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