Most people will go on Medicare when they turn age 65. Medicare Part A which covers hospital care should come automatically. Then you need to decide if you need Medicare Part B. If you are retired then you need Medicare Part B which covers doctors and tests. If you are still working then check with your benefits department to see if the company offers a plan or if you should get Part B and a Medicare Supplement Plan. Medicare Part A & B only covers about 80% of the cost of care so it's a good idea to look at getting a Medicare Supplement Plan to cover the difference.
An independent agent that specializes in Medicare can be a big help in understanding your options and reviewing the plans with you.
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An independent agent that specializes in Medicare can be a big help in understanding your options and reviewing the plans with you.