1. 2275 POINTS
    Bill Loughead
    President, SummitMedigap.com, CO, FL, GA, MI, NC, SC & TX
    It depends a lot on which Medigap Plan you have.  Medigap Plans are designed to cover most of what original Medicare Part A & Part B does not cover.  However,  all Medigap Plans do not have prescription drug coverage.  You would need to get a Part D plan in addition to cover prescriptions.  This is a good thing because you will be able to change your drug plan as your prescription needs change without needing to change your Medigap Plan.  Medigap Plans also do not cover dental and vision, however, you can get a separate dental/vision plan.

    The quickest way to find out what Medigap Plans cover and is to go to our website.  You can compare Medigap Plans instantly online at SummitMedigap.com.
    Answered on January 19, 2014
  2. 1492 POINTS
    Jeff Davis
    Insurance Advisor, Lordship Insurance Services, California
    It all depends on which plan you choose. The government dictates which plans can be offered and these plans don't vary by insurance company. So once you pick a plan the benefits from that plan are predetermined. 

    Medigap plans are not meant to cover extended continuous health care needs (those that last over a year). They also are not intended to cover the items you find covered under a long term care policy.
    Answered on January 20, 2014
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