1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    A PPO is a preferred provider organization.  You can see any doctor that accepts Medicare but you will pay a higher copay if you go outside the network and fail to stay in a network of doctors set up by the plan.
    N HMO is a Health Maintenance Organization.  You MUST stay in the network set up by the plan or you have no coverage.
    Answered on May 29, 2013
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