What Is A Medicare Plan J?

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   Jason Goldenzweig

   Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada

   Plan J is a Medicare supplement plan that used to be available in the Medigap marketplace - in short, it was a plan F that included prescription drug coverage. In June 2010, rules regarding Medicare supplement plans were restructured and supplement plans could no longer include prescription drug coverage. Therefore, plans E, H, I, and J were no longer available for purchase. To get a similar plan structure today, you need to purchase a plan F and a stand-alone Part D prescription drug plan. If you have an existing one that was already in force before the changes, you can keep it as Medicare supplement plans are guaranteed renewable.

   Answered on April 16, 2014

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