Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
Original Medicare (Parts A & B) cover some home health care services such as skilled nursing care, physical therapy, speech-language pathology services, to name a few. A home health care agency will usually coordinate your services as ordered by your doctor.
Some home health care services are not covered by Medicare, including:
1) 24/7 care at home
2) Delivered meals
3) Homemaker services (e.g. cleaning your house, doing your laundry, etc.)
4) Personal care (e.g. helping you bathe, get dressed, etc.)
You should check with Medicare what they will pay exactly for your home care services. In general, you're paying $0 except for your 20% of durable medical equipment (covered under Part B) - a Medicare supplement plan can pay this portion.
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Some home health care services are not covered by Medicare, including:
1) 24/7 care at home
2) Delivered meals
3) Homemaker services (e.g. cleaning your house, doing your laundry, etc.)
4) Personal care (e.g. helping you bathe, get dressed, etc.)
You should check with Medicare what they will pay exactly for your home care services. In general, you're paying $0 except for your 20% of durable medical equipment (covered under Part B) - a Medicare supplement plan can pay this portion.