My hospital stays included 3 different hospital visits, 4 ambulance rides and 3 weeks of rehabilitation stays. Also, 3 separate surgeries,i’m ON disability. Medicare covered it’s 80% and now I have left over bills. Is there any additional help to pay these bills?

  1. 610 POINTS
    Robert Cole
    President-ROCO Insurance Agency,LLC,, WWW.ROCOINSURANCE.COM, Dallas,TX
    Absolutely!! There are Medicare Supplements offered through private insurance companies like Humana and Aetna that will help pay some of the costs not covered by Original Medicare or some supplements like a Plan F that covers everything that Medicare does not cover except of course prescription drugs. You still need a Part D prescription drug plan. The cost for a Medigap or a Medicare supplement can range from $50.00 to $350.00 at age 65 depending on the level of coverage you would like.Open enrollment which allows you to move in and out of these plans is Oct 15 to Dec 7th every year.

    Another option is getting a Medicare Advantage Plan, which is also offered by private insurance companies but most of the time there are plans available with a $0.00 monthly premium in addition to what they already take out of your check for part B. Instead of paying 20% like Medicare, you pay low or no co-pays when you seek medical services. There are usually no deductibles on a Medicare Advantage Plan either. 

      For more info please visit: rocoinsurance.com/medicare-products.html
    Answered on March 3, 2014
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