Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
United Healthcare is an insurance company that offers senior products including Medicare supplements and others - they are the largest insurance company in the industry.
Medicare is a government-run senior health insurance program.
Even though Medigap plans are standardized, it's not all about price and there are many parts that are often overlooked/not considered when evaluating and comparing plans. UHC has an agreement with AARP to attach their name to certain products (a common one seen is AARP Medigap plans). The great advantage with the AARP Medigap plans (insured through United Healthcare) is they use the community-rated pricing method as opposed to the attained-age method most Medigap carriers use.
The community-rating states that everyone in a given group (e.g. zip code) pays the same rates regardless of age, meaning an 85 year old can be paying the same thing as a 75 year old (which means major savings over the long run). They also offer some of the most lenient medical underwriting for Medigap plans so for individuals with complex medical histories, the UHC/AARP Medigap plans can be a great product for your health insurance needs.
I hope the information is helpful - please feel free to contact me for help or if you have any other questions. Thanks very much.
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Medicare is a government-run senior health insurance program.
Even though Medigap plans are standardized, it's not all about price and there are many parts that are often overlooked/not considered when evaluating and comparing plans. UHC has an agreement with AARP to attach their name to certain products (a common one seen is AARP Medigap plans). The great advantage with the AARP Medigap plans (insured through United Healthcare) is they use the community-rated pricing method as opposed to the attained-age method most Medigap carriers use.
The community-rating states that everyone in a given group (e.g. zip code) pays the same rates regardless of age, meaning an 85 year old can be paying the same thing as a 75 year old (which means major savings over the long run). They also offer some of the most lenient medical underwriting for Medigap plans so for individuals with complex medical histories, the UHC/AARP Medigap plans can be a great product for your health insurance needs.
I hope the information is helpful - please feel free to contact me for help or if you have any other questions. Thanks very much.