My wife and I are 82 and have Bankers Life and Casualty Medicare sup, can we switch to another supplement plan? We are in decent health but have had a knee replacement and open heart surgery a few years ago.
I’m 82 And With Bankers Life Medicare Sup, Can I Switch?
12689 POINTSview profileTed RatliffOwner, SFS Associates,Yes as long as you can qualify medically with the company you would like to switch to. Do not cancel your Bankers policy until you are approved for the new one. Unlike Medicare Advantage, you can switch Medicare Supplements whenever you want. You can only change your prescription drug plan October 15th thru Dec 7th.Answered on May 30, 2013flag this answer- 70 POINTSview profileDebbie ElmerOwner, DSR Insurance Services, Orange County, CAIf you reside in the state of California you may change your Medicare Supplement plan each year, during your birth month, with no medical underwriting. In other words, as long as it's your birth month you can apply to switch to a plan, that is equal to or less than your current Medicare Supplement plan, with another carrier and you will not be denied coverage.Answered on May 31, 2013flag this answer
15786 POINTSContact Meview profileBob VineyardPROFounder, Georgia Medicare Plans, Atlanta,GABankers Life Medicare supplement plans are just like all the other plans from other carriers. When you compare identical Medigap plans, those with the same letter, the coverage is identical from carrier to carrier. The only difference is the price. An 82 year old female in Macon, GA would pay Bankers $246 a month for plan F but would pay $177 for the same plan with Equitable.Answered on March 6, 2014+11+1 this answer
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2330 POINTSview profileSteve AdlmanOwner, Alabama Medicare Plans, Birmingham, AlabamaYou can switch your Medicare Supplement anytime you want to as long as you can pass medical underwriting. If you have any serious pre-existing health conditions you may not be able to switch to another company. If you can qualify with a new company you and your wife will probably be able to save a lot of money and still receive good coverage for the gaps in your Original Medicare Part A and Part B coverage. If you currently have a Plan F consider switching to a Plan G or Plan N.Answered on March 22, 2016flag this answer
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