Independent Agent & Medicare Supplement Specialist, reMEDIGAP, USA
You won’t be able to use Medicare to pay for rent, meals, or anything non-medical related at an assisted living facility. Assisted living facilities are considered to be non-medical senior housing. If you live at an assisted living facility, you can continue to use your Medicare coverage for medical needs covered under Part A and Part B.
Some people purchase long-term care insurance policies to help with the cost of an assisted living facility. You can also check with your local Medicaid office to see if you qualify for assistance. Medicaid is highly needs-based and the duration of stay at a facility is limited.
Medicare will not pay for Assisted Living because Medicare does not provide Long Term Care. Under Medicare Part A, Medicare will pay up to 100 days in a Skilled Nursing Facility. The whole purpose for Skilled Nursing is to get you better so you can go home. You will need to purchase a Long Term Care Policy to pay for Assisted Living as well as Nursing Home Care.
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Some people purchase long-term care insurance policies to help with the cost of an assisted living facility. You can also check with your local Medicaid office to see if you qualify for assistance. Medicaid is highly needs-based and the duration of stay at a facility is limited.