Insurance Advisor, Lordship Insurance Services, California
The first thing to keep in mind when it comes to Medicare Supplement plans is that there is a certain number of plans available. Companies can choose which ones to offer (A, B, C,D, etc) but the plans are standard for the insurance industry. The insured needs to look at (1) the company offering the plan because claims will be handled by customer service and you want to be comfortable calling in if you have questions (2) reputation of insurer, hoping they have a good reputation in the insurance industry and (3) a good agent who can be a real help if you ever need assistance with your policy. These plans make sense for Medicare recipients to help them control out of pocket costs.
Choosing a Medicare Supplement plan is an important decision and sometimes you can get information over load. All Medicare Supplement plans have a letter like Plan F, etc. The best first step is to contact an independent agent that specializes in Medicare Supplement (Medigap) insurance. That step can save you many, many hours of pulling your hair out and a good one will save you money also.
Below are some questions you can ask yourself to prepare:
1. Is quality of benefits or price more important?
2. Do you want to be able to see any doctor you want?
3. Do you want to control your unexpected medical expenses?
.JPG){kind=avatar}
Below are some questions you can ask yourself to prepare:
1. Is quality of benefits or price more important?
2. Do you want to be able to see any doctor you want?
3. Do you want to control your unexpected medical expenses?