1. 15786 POINTS
    Bob VineyardPRO
    Founder, Georgia Medicare Plans, Atlanta,GA
    Medicare Part D is the prescription drug plan available to individuals covered by Medicare.

    Medicare Advantage plans are offered by private insurance carriers. Plans differ significantly in availability by zip code.

    In evaluating a drug plan you should use the Medicare drug formulary plan finder. Look for plans that cover most if not all of your medications under their formulary.

    You can enroll direct with the drug plan carrier, through an agent or through Medicare.
    Answered on May 8, 2013
  2. 1350 POINTS
    Katherine McDaniels
    Owner/Insurance Broker, KM Health Insurance Services, Hazel Crest, Illinois
    You can apply for part D by contacting an agent, online or by calling Medicare.  Enrolling with an agent is a good option because you will get educated and may better understand how the plan works. You may also want to look at a medicare advantage plan which normally includes part D.
    Answered on May 8, 2013
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