1. 400 POINTS
    Russell Williams
    Owner, MyMedigapConsultant.com, North Carolina
    There are different deductible with each part of Medicare. These deductibles also change each year. Below are the amounts for 2013.

    Part A deductible is $1,184 for first 60 days of hospital stay. Day 61-90 is $296/day. Day 91-150 is $592/day. After 151 days, you pay all of it.

    Part B deductible is $147 per year. After the deductible has been met, Medicare will pay 80% and you pay 20% of any Part B covered service. For a stay in a skilled nursing facility, days 21-100, you pay $148 per day. After the 101st day, you pay all costs at a skilled nursing facility.

    These amounts can be quite large in some cases and that's many people choose to cover these deductibles and copays with a medicare supplement plan.
    Answered on April 16, 2013
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