If you have a Medicare Part D Rx plan you are not required to purchase your medications through the plan. You can choose to pay cash for the full price of the medication if you wish. In most cases you will find that the full price of a medication is often much more expensive than the copay you you would pay for the medication using your Part D coverage.
There are rare instances where the cash price of a medication is actually lower than the copay you would have through the plan. This usually only happens with very inexpensive generic medications that have been on the market for many years. If you are taking a brand name medication it is almost always going to be more cost effective to use your Part D plan to purchase the medication. This way you only pay a small copay instead of the full price of the drug.
If you would like more information on Part D plans please visit www.medicare.gov
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There are rare instances where the cash price of a medication is actually lower than the copay you would have through the plan. This usually only happens with very inexpensive generic medications that have been on the market for many years. If you are taking a brand name medication it is almost always going to be more cost effective to use your Part D plan to purchase the medication. This way you only pay a small copay instead of the full price of the drug.
If you would like more information on Part D plans please visit www.medicare.gov