1. 42 POINTS
    Joann Quinn
    Independent Agent & Medicare Supplement Specialist, reMEDIGAP, USA
    Unfortunately, the Affordable Care Act does not make it easier to buy a Medigap Plan. If you have a pre-existing health condition, the insurance companies can turn you down. Therefore, the best time to buy a Medigap plan is when you think you don't need one.

    If you are over 65 and out of your initial Open Enrollment Period, you will have to answer the health questions on the Medigap application. Each insurance company is unique with their health questions -- as is each person with their health history. While one insurance carrier might deny you for having rheumatoid arthritis, another insurance company may approve your application. That is why it's a great idea to work with a Medicare Supplement specialist. In just a few minutes, we can review your health history and determine which insurance companies may be the best match for you.

    If I can assist you with your personal Medigap needs, please feel free to contact me.
    Answered on September 4, 2014
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