Medicare Plan F does not necessarily cover dental. Some plans will offer dental coverage as an additional benefit, but you need to look closely at the plans to make sure the benefits you want are on the plan.
The exception to this is any dental procedure that is covered by Medicare Part B would fall under Plan F benefits as well. Usually this is associated with chemotherapy.
Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
A Medigap Plan F only covers a dental service if Medicare covers it.
Routine dental care is not covered by Medicare. Some procedures may be covered under certain conditions (e.g. you had to go to the emergency room and it was medically necessary to repair something in your mouth immediately) - you can check with Medicare if you're not sure if a given procedure would be covered.
One of the ways carriers differentiate themselves is by offering "value-added services". Value-added services regarding dental are simply discounts on dental services - not dental insurance. Medigap plans are standardized meaning the plan itself is exactly the same, regardless of the carrier you buy it from.
If you want coverage for routine dental services such as checkups, x-rays, fillings, etc., you would need to add a separate dental insurance plan to provide coverage for routine services.
I hope the information is helpful - please feel free to contact me for help and if you have any other questions. Thanks very much.
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The exception to this is any dental procedure that is covered by Medicare Part B would fall under Plan F benefits as well. Usually this is associated with chemotherapy.
Routine dental care is not covered by Medicare. Some procedures may be covered under certain conditions (e.g. you had to go to the emergency room and it was medically necessary to repair something in your mouth immediately) - you can check with Medicare if you're not sure if a given procedure would be covered.
One of the ways carriers differentiate themselves is by offering "value-added services". Value-added services regarding dental are simply discounts on dental services - not dental insurance. Medigap plans are standardized meaning the plan itself is exactly the same, regardless of the carrier you buy it from.
If you want coverage for routine dental services such as checkups, x-rays, fillings, etc., you would need to add a separate dental insurance plan to provide coverage for routine services.
I hope the information is helpful - please feel free to contact me for help and if you have any other questions. Thanks very much.