Only you know the answer to that. Some people have a lot of money and can absorb the risk themselves. If you are in that situation you can consider a high deductible Plan F which allows you to self-insure for the first $2,100 but have insurance protection for the balance of your medical bills.
Most seniors choose to have first dollar coverage with a plan F or close to it with a Plan G or Plan N supplement.
Another choice is the Medicare Advantage program where you pay little or no premium and carry your insurance through an insurance company of your choice rather than through traditional Medicare.
Everyone should sit down with their local insurance broker and look at the numbers with the various choices. Once you understand the numbers, it's simply a math problem and how much risk you want to accept.
Then after all that research and calculating...most of us just go with what our wife is comfortable with.
When you consider that Medicare will only pay about 80% of your medical bills, that means you could be on the hook for a lot of out of pocket, unpaid bills if you did not have a good Medicare supplement insurance plan.
#GeorgiaMedigapPlanRates #GeorgiaMedicarePlans #GaMedigapQuotes
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Most seniors choose to have first dollar coverage with a plan F or close to it with a Plan G or Plan N supplement.
Another choice is the Medicare Advantage program where you pay little or no premium and carry your insurance through an insurance company of your choice rather than through traditional Medicare.
Everyone should sit down with their local insurance broker and look at the numbers with the various choices. Once you understand the numbers, it's simply a math problem and how much risk you want to accept.
Then after all that research and calculating...most of us just go with what our wife is comfortable with.
When you consider that Medicare will only pay about 80% of your medical bills, that means you could be on the hook for a lot of out of pocket, unpaid bills if you did not have a good Medicare supplement insurance plan.
#GeorgiaMedigapPlanRates #GeorgiaMedicarePlans #GaMedigapQuotes