Yes, you can drop Medicare Part B, but why would you want to? Medicare Part B is for more than just doctor visits. Part B also covers outpatient diagnostic testing, labs, X-ray, CT scans, MRI, Emergency Room, ambulance and much more. Chemotherapy is also a covered Medicare Part B expense.
Senior Commercial and Annuity Specialist, Freedom Brokers, Marion, Carbondale, Harrisburg IL
Yes, you can drop Medicare Part B. For most, Medicare Part B is a "no brainier-DO IT". Where else can you cover 80% of many bills for under 150.00 per month if you are 65, or disabled? However, there are a few instances when it might make sense to either drop or not enroll in Part B. If you are covered by your employers standard medical coverage, you do not have to enroll in Part B.
To answer whether it makes sense to drop it, there are some possible exceptions. The exception would be, If you are a veteran, and you live near a Large VA hospital whose doctors cover all the specialties, it might make sense to drop part B. Look for no help with coverage outside the VA system, however. So yes, there are times when it makes sense to do so, but understand the tradeoff and the limits that the VA system has are YOUR limits by default. Think it over carefully before you make the decision, and talk it over with your VA counselor and insurance agent,
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To answer whether it makes sense to drop it, there are some possible exceptions. The exception would be, If you are a veteran, and you live near a Large VA hospital whose doctors cover all the specialties, it might make sense to drop part B. Look for no help with coverage outside the VA system, however. So yes, there are times when it makes sense to do so, but understand the tradeoff and the limits that the VA system has are YOUR limits by default. Think it over carefully before you make the decision, and talk it over with your VA counselor and insurance agent,