Independent Agent & Medicare Supplement Specialist, reMEDIGAP, USA
You can switch your Medigap Plan at any point throughout the year. You do not have to wait for AEP (Annual Election Period from Oct. 15 - Dec 7). AEP only applies to Medicare Advantage and Prescription Drug Plans.
If you are not in your Open Enrollment Period or another Guaranteed Issue situation, you'll have to medically qualify for a new Medigap Plan. This means you have to answer health questions on the insurance application and then get approved through the medical underwriting department.
To see if you are still in Open Enrollment or any other Guaranteed Issue situation, it is best to contact Medicare or an independent agent specializing in Medicare Supplement insurance. If you have to qualify medically for a new Medigap Plan, an independent agent can review your health history and let you know which insurance companies you may qualify with.
There are many reasons why you may want to switch Medigap plans (lower premium, more benefits, less benefits). Please feel free to read this article which gives a little more detail about changing your Medigap insurance. http://remedigap.com/change-medigap-insurance-companies
Thank you for reading my response. Please let me know if I can help you with your specific situation.
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If you are not in your Open Enrollment Period or another Guaranteed Issue situation, you'll have to medically qualify for a new Medigap Plan. This means you have to answer health questions on the insurance application and then get approved through the medical underwriting department.
To see if you are still in Open Enrollment or any other Guaranteed Issue situation, it is best to contact Medicare or an independent agent specializing in Medicare Supplement insurance. If you have to qualify medically for a new Medigap Plan, an independent agent can review your health history and let you know which insurance companies you may qualify with.
There are many reasons why you may want to switch Medigap plans (lower premium, more benefits, less benefits). Please feel free to read this article which gives a little more detail about changing your Medigap insurance. http://remedigap.com/change-medigap-insurance-companies
Thank you for reading my response. Please let me know if I can help you with your specific situation.