Who Uses Long Term Care Insurance?
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63333 POINTSview profilePeggy MaceMost of the U.S.People who use long term insurance as a benefit (current policyholders) are those who satisfy the triggers that enable them to collect on it. These include being unable to do two or three ADL's (bathing, dressing, etc independently) and/or cognitive impairment. Most policies now require that the expectation of need for that care will last at least 90 days.Answered on August 31, 2013flag this answer
11783 POINTSContact Meview profileLarry GilmorePROAgent Owner, Gilmore Insurance Services, Marysville, Washington StateWho uses Long Term Care Insurance? Mainly anyone who wants to have a say in their care if the need for assisted care arises. Most of the people who chose to purchase long term care do so to protect their assets and choice of where their care comes from. Depending on the plan purchased, care could be provided in a care facility or even maybe via visiting nurses and home health care.Answered on October 8, 2015+01+1 this answer
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