Agent Owner, Gilmore Insurance Services, Marysville, Washington State
Who really needs long term care insurance? EVERYBODY. The question really is who can afford long term care insurance? What long term care insurance does for a person is create a pool of money to purchase the quality of care they want, rather than what they have to settle for. All long term care insurance does is pay for better care and nicer facilities to reside in or home health care.
When you don't carry a long term care policy and have used up your assets, you can still get care, covered by the government, cept your say in the quality of care you receive no longer matters. With the government having to find ways to make budgets work, caring for the elderly tends to slip down in priority funding wise.
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When you don't carry a long term care policy and have used up your assets, you can still get care, covered by the government, cept your say in the quality of care you receive no longer matters. With the government having to find ways to make budgets work, caring for the elderly tends to slip down in priority funding wise.