Those who need to buy long term care insurance are those who have assets that they wish to leave their heirs, such as farms, substantial investments, or commercial real estate. However, those with great wealth may wish to fund their own long term care.
Some people buy long term care to keep their families from having to worry about them, or to ensure that they will have a say in the type of care they get.
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Some people buy long term care to keep their families from having to worry about them, or to ensure that they will have a say in the type of care they get.