1. 15786 POINTS
    Bob VineyardPRO
    Founder, Georgia Medicare Plans, Atlanta,GA
    Some long term care insurance carriers will issue policies to individuals almost without regard to age  . . . as long as you are healthy enough to qualify with medical underwriting.

    Carriers will evaluate your current physical and mental health as well as your family history in determining if you meet their criteria for issuing a policy.
    Answered on May 26, 2013
  2. 0 POINTS
    David RacichPRO
    Fountain Hills, Arizona
    It’s too late to get long term care insurance once you've registered in a nursing home care facility.
    It’s too late to get long term care insurance once you've had a major medical event that has health or lifestyle impact that causes you to be uninsurable. It’s too late to get long term care insurance past a certain age because the cost is prohibitive. 
      
    Answered on May 26, 2013
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