1. 61667 POINTS
    Steve Savant
    Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona
    Long term care insurance mitigates the cost of assisted living at home and/or nursing home care confinement. Most seniors need at least some assistance at home in their elder years, some need more than home assistance can provide. But some seniors need long term care in a nursing home 24/7.
    Answered on August 22, 2013
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