How Much Long Term Care Insurance Should I Have?

  1. 2275 POINTS
    Bill Loughead
    President, SummitMedigap.com, CO, FL, GA, MI, NC, SC & TX
    How much Long Term Care Insurance you need will depend on several factors including the cost of care in your area.  A good independent agent will show you what the average cost is in your area for home healthcare, assisted living and a nursing home.  You may need one or all of these at some point in your life.  You can then base coverage off of those figures.  It is also important to have a Long Term care plan that will factor in for inflation down the road.
    Answered on December 11, 2013
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