1. 61667 POINTS
    Steve Savant
    Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona
    Long term care insurance premiums are determined by gender, age, smoking status, health history and current medical condition. The policy design is also a factor in the premium price such as the elimination period, the benefit structure and any additional riders like an inflation rider. Policy definitions are very important, so don't go it alone. Consult a long term care representative before moving forward with your purchase.
    Answered on July 31, 2013
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