What age is considered young for long term care insurance? When you turn age 50, you’ll more than likely receive an invitation to join AARP. Most advisers start addressing long term care needs at age 50 as part of their retirement strategy for their clients. But age 60 seems to be the age where long term care becomes a serious consideration.
But if your family has a predisposition to disease or a geriatric history of nursing home care, you may not want to wait until age 50. When you’re young and healthy, long term care insurance is relatively inexpensive. If your family fits this profile, you should investigate long term care even if you’re age 40.
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But if your family has a predisposition to disease or a geriatric history of nursing home care, you may not want to wait until age 50. When you’re young and healthy, long term care insurance is relatively inexpensive. If your family fits this profile, you should investigate long term care even if you’re age 40.