Will Life Insurance Cover Skydiving?
- 7479 POINTSview profileSteve KobrinPresident, The Firm of Steven H. Kobrin, LUTCF, 6-05 Saddle River Rd #103, Fair Lawn, NJ 07410Yes indeed, life insurance will cover skydiving. You must be very careful and approach the right company. Insurance carriers have varying degrees of expertise in underwriting different risks. There are some who are very proficient in underwriting adventurous hobbies in general, and skydiving in particular. Your broker must guide you through a complete prequalification process so that all pertinent details are disclosed. Once an underwriter feels he has been provided with the whole story, he is comfortable in being lenient in his rate assessment.Answered on February 23, 2014flag this answer
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63333 POINTSview profilePeggy MaceMost of the U.S.Life insurance will cover skydiving as long as there is not an exclusion on the policy for skydiving. This may be in the form of a rider or amendment to the policy, stating that the death benefit will not be paid for death caused by injuries incurred while skydiving. People who skydive can pay extra to purchase policies that cover skydiving. If they already own a policy and it does not have this exclusion, it covers skydiving.Answered on February 23, 2014flag this answer
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