Will A DUI Affect Life Insurance?

  1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    If you are applying for a life insurance policy yes a DUI may affect your eligability for coverage or your rates for the policy. If you have a life insurance policy that is active when you received the DUI then your premium and coverage should remain intact. Please read your policy completely to know what coverage is provided and any exclusions that there may be.
    Answered on July 20, 2013
    flag this answer
  2. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    A DUI will affect life insurance rates, depending on when it occurred, whether it was a repeat DUI, if there was alcohol treatment but the person kept on drinking, etc. The worst scenario is having to take guaranteed issue or simplified issue life insurance, but after a couple years a medically underwritten policy is usually available.
    Answered on July 20, 2013
    flag this answer
    3. Did you find these answers helpful?
    Yes
    No
    Go!

Add Your Answer To This Question

You must be logged in to add your answer.


<< Previous Question
Questions Home
Next Question >>