1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    If you love someone you need life insurance.  Do you want your loved one to be forced to try to come up with money to pay the high cost of funeral and final expenses in a time of grief?  Can your spouse or loved ones afford to pay the debt you leave behind?  Do you want your spouse and children to be able to continue to live in the home you worked hard to provide?  If you have no debt, no wife or kids and no loved ones you still must be buried or cremated.  You should at least have enough insurance or funds set aside for that!
    Answered on June 21, 2013
  2. 40 POINTS
    Joan Holzer
    Insurance Advisor, DiPaola Financial Group, Long Island, New York
    One should buy life insurance for many reasons including, but not limited to:
    *It will allow you to provide for your family or loved ones after you are gone.
    *It will protect your home or your business if you were to die too young.
    *It can take care of your final expenses so that responsibility does not fall onto your survivors.
    Answered on June 21, 2013
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