If you have found that life insurance is expensive in Wisconsin, it is probably due to one or more of several reasons:
1) You are an older person. The younger you are, the cheaper life insurance is, when other factors are comparable.
2) You smoke. Tobacco rates often run three times nontobacco rates.
3) You have a health condition. Health can make a big impact on life insurance premiums.
4) You are buying permanent insurance. The longer you lock in the rate, generally, the more it costs. But then you do not have to purchase a new policy at an older age, when the short term policy runs out.
5) You do not have a selection of policies from which to choose. Using a broker can help you get the lowest cost.
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1) You are an older person. The younger you are, the cheaper life insurance is, when other factors are comparable.
2) You smoke. Tobacco rates often run three times nontobacco rates.
3) You have a health condition. Health can make a big impact on life insurance premiums.
4) You are buying permanent insurance. The longer you lock in the rate, generally, the more it costs. But then you do not have to purchase a new policy at an older age, when the short term policy runs out.
5) You do not have a selection of policies from which to choose. Using a broker can help you get the lowest cost.