Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona
There is no real significant premium difference in Texas, than in any other state except perhaps New York. If you go online with any life insurance brokerage firm, you can generate a spreadsheet that displays the premium of some of the top companies in the country.You can change out the state to compare premium pricing to verify the costs by state.
Life insurance costs no more in Texas than any other state. You really need to speak with and agent or broker to determine the type of life insurance that best meets your needs.
If you are internet shopping on your own, you may not be familiar with the industry terminology or optional plans that can make you look in the wrong places for the wrong kind of life insurance.
The price of life insurance in Texas, as in the other 49 states, varies according to the age of the person purchasing it, the sex, tobacco use, health, face amount and type of policy. The longer you lock in the premium, the higher it usually is, and the price also goes up as the person ages.
So it is not that life insurance costs more in Texas, it is those other factors that affect the rates. You can help yourself get the lowest rate by shopping an online agency that carries lots of choices and that knows how to find the best rate for your unique characteristics.
Depending on your specific situation life insurance may be expensive. It all depends on your age at the time of purchase, what type of policy you are purchasing and your medical condition. If you have a condition like diabetes, HIV, heart disease or alcoholism then you are limited to what you may have.
At ROCO Insurance Agency, LLC we have a group policy that allows up to $100,000 in coverage with no questions asked. The only requirement is that you must work a minimum of 20 hours per week. http://www.myababenefits.com/roco
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If you are internet shopping on your own, you may not be familiar with the industry terminology or optional plans that can make you look in the wrong places for the wrong kind of life insurance.
So it is not that life insurance costs more in Texas, it is those other factors that affect the rates. You can help yourself get the lowest rate by shopping an online agency that carries lots of choices and that knows how to find the best rate for your unique characteristics.
At ROCO Insurance Agency, LLC we have a group policy that allows up to $100,000 in coverage with no questions asked. The only requirement is that you must work a minimum of 20 hours per week. http://www.myababenefits.com/roco