Licensed Life Agent, Life and Finance/ 50 States, New York
Many companies are excellent companies go work with. I know because I work with multiple companies, and hundreds of coverages in 50 states. The way to find the best company for the best fit your needs is to speak to a professional to determine. There are different products and coverages for everybody. Different forms of Life Insurance, too.
There are many companies that will say they sell the best life insurance. But, aside from looking at ratings from agencies like AM Best and Moody's, there is technically no best life insurance company, and no best type of life insurance policy. Life insurance companies are highly regulated, and different policies meet different needs. So the agent who sells the best life insurance is the one that finds the best policy for YOU.
The best life insurance is one that is sold by a stable, A-rated (A.M. Best) insurance company, and is the lowest priced for the amount and length (term) you need
Sounds complicated? Not really. To get the best deal, visit a website that offers term life quotes.
There are many out there, but I like the QualityTermLife website because it lets you compare over 100 insurers, has a needs calculator to help figure out just how much to buy, and you don't have to give your phone or email just to see the quotes.
Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
The best life insurance policy is the one that is in force on the day you die. It matters little how much you paid for the coverage over the years. The real problem is knowing how much coverage to purchase. In the clamor to buy the cheapest term insurance we overlook the fact that very few of these policies result in a death claim. Buy insurance that is going to be there when you need it.
There are many, many agents who sell the best life insurance on the market, based on life insurance company ratings. The question is, who can you trust to sell you the best life insurance for you?
It's kind of like looking for a home in a new city. You know there are some fantastic houses out there, and possibly even some that have the features you want, that will fit your budget. But will your realtor show you those homes? You really have to trust your realtor to guide you to the best home that meets your needs and price guidelines.
The agents who write answers on this website know how to listen and answer questions, one of the most important parts of finding your best life insurance. Many of us have access to scores of companies, so that we can shop around for you. At the risk of sounding self-serving, I would say you can't go wrong starting here.
There are lots of agents that sell the best life insurance on the market. Problem is the best life insurance policy does not come from one company. The best life insurance policy is the policy that protects your loved ones for the cheapest rate for your unique situation. I recommend not guessing but finding an experienced independent life insurance broker that you trust to professionally shop to find you the very best life insurance policy.
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Sounds complicated? Not really. To get the best deal, visit a website that offers term life quotes.
There are many out there, but I like the QualityTermLife website because it lets you compare over 100 insurers, has a needs calculator to help figure out just how much to buy, and you don't have to give your phone or email just to see the quotes.
It's kind of like looking for a home in a new city. You know there are some fantastic houses out there, and possibly even some that have the features you want, that will fit your budget. But will your realtor show you those homes? You really have to trust your realtor to guide you to the best home that meets your needs and price guidelines.
The agents who write answers on this website know how to listen and answer questions, one of the most important parts of finding your best life insurance. Many of us have access to scores of companies, so that we can shop around for you. At the risk of sounding self-serving, I would say you can't go wrong starting here.