Who Offers The Cheapest Life Insurance?

  1. 21750 POINTS
    Jim Winkler
    CEO/Owner, Winkler Financial Group, Houston, Texas
    That is a great question! There are a great number of inexpensive policies on the market, offered by a great number of companies. The price of a policy depends on a lot of things,( as Jason listed above) and because of all the variables, it is impossible without more information to steer you to a company that would do the best for you. If you would like to email me more details, I could give you a better idea, otherwise your best bet is to find a local independent agent (one not tied to a single brand name) and have them take a look for you. Thank you for asking!
    Answered on May 13, 2014
    flag this answer
  2. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    The cheapest life insurance is sold by your insurance agent.  If you should die prematurely the agent will deliver to your beneficiary a great deal more than you will have deposited with the company under most conditions.  A life insurance agent will tailor a plan to provide adequate protection at an affordable premium.  His advice is valuable.
    Answered on May 13, 2014
    flag this answer
  3. 10968 POINTS
    Tim Wilhoit
    Owner, Your Friend 4 Life, Brentwood TN
    The cheapest life insurance policy is not allows the best policy for your needs. Every carrier has their sweet spot for different situations. Your best bet is to find an experienced independent life insurance broker that can shop the market and find the best product at the best price for your unique situation. Certain carriers favor certain conditions like occasional cigar smokers, diabetics, build, cholesterol and hypertension and as soon as you figure it out, they change their parameters. Brokers stay on top of these changes and know how to guide you through this maze. Good luck finding the best advisor for you.
    Answered on November 6, 2015
    flag this answer
    4. Did you find these answers helpful?
    Yes
    No
    Go!

Add Your Answer To This Question

You must be logged in to add your answer.


<< Previous Question
Questions Home
Next Question >>